Fast Money Loans

Quick and easy small loans for everyone with bad credit!

BadCreditBear protects clients from careless borrowing and predatory lending!

Easy Online Form, Fast Approval!

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Certain limitations apply. All loans are subject to approval by the lender. We don't offer no credit check loans. Lenders make alternative check credit or use Equifax, Experian or TransUnion. Read our Term of Use, Privacy Policy, Fair Lending Practices before submitting personal details.

Fast money loans is an expensive financial solution. The APR ranges from 25% to 1080%. We promote responsible use of any loan products. All customers are free to submit an online application.

Money Loans With Bad Credit

Money Loans for People with Bad Credit

Sometimes the only way of solving financial crisis is to get a quick money loan. Banks will consider credit score before issuing a loan and approval process takes a lot of time. With poor credit, applying for traditional loans is not an option, but THE BEAR can help.

THE BEAR is a rock-solid reliable friend!

Many services offer online loans. However, there are many scam websites only collecting personal details. Our service is regulated and secure. All details from request forms are securely sent to lenders. Besides, our website is using SSL protocol to keep data transfer safe.

Online Loans vs. Traditional Loans

Why should you consider getting loans online? Many people are stuck with usual loans as they are unaware of perks of online borrowing. Access to online money loans is faster than getting them in store. The approval is simple and takes from 1 hour to one working day. Sometimes the whole process including loan funding takes a few hours, and the cash you need is on your bank account on the same day. Old style lenders can’t offer such fast turnaround. We save you from long queues and lengthy paperwork!

When applying for a bank loan or from a direct lender you expect help from one source. We connect you to many direct lenders and reply to the loan request is quick. The entire process is discreet, comparing with the offline one.

Basic Requirements

We aim to make the application process easy and fast. The qualifications rules are simple.

  • Income: Have constant income over $1,000 per month.
  • Age: Be of 18 years old.
  • Bank account: Active savings or checking account.
  • Residence: US citizen.

Be responsible and take money in an emergency only! Pass by luxury goods or bills that can wait for your next paycheck.

The Application Process

The process of getting money is fully online. Fill in the application form and wait for the response. We don’t require any paperwork or faxing. One of the lenders will contact you immediately to guide through the other stages. Take a close look at the loan deal with all the terms, rates and charges. Once you accept a loan offer, the lender will transfer money to your bank account. Funds are available on the same day or the following working day. We advise our clients to provide correct banking details to avoid delays. We work with lenders that follow the Act of Responsible Lending!

Legal Information about Online Loans

Online money loans are short-term loans, with high APR range. Consider the cost of a loan before accepting an offer. Missing or partial payment will attract penalties, raise the total cost of loan and lower credit score! Renewal options depend on the state laws. In most cases they are expensive. Hence, ensure that you borrow an amount that you can repay on time.

Financial Implications

By borrowing responsibly you accept all consequences of using loans. Lenders perform the following actions against irresponsible clients.

Implications of improper payment

Accepting loan offer means you accept all terms and conditions. Lender specifies all fees, payment schedule and amount in the contract. Partial, late, and non-payment incur extra charges. We have no control over any of them.

Financial implications

Lenders determine the interest rate, fees, charges on your loan. They disclose this information before borrower accepts the offer. Our website does not lend money directly to customers. Hence, we cannot predict the amount the lender will charge as fees or interest rates. There are no obligations to accept a loan offer if you do not agree with loan conditions.

Possible credit history impact

We don't make any decisions that will affect credit score. Though, lenders may run a standard credit check with 3 major bureaus. Non-traditional credit check via alternative sources doesn't affect credit rating. A lender may report your negligence to any credit bureau. We advise our customers to seek help from credit counseling company to resolve debt issues.

Loan renewal options

State laws control loan renewal policies. Lenders inform borrowers about available extension options before signing the contract. We encourage our clients to honor their obligations to pay their loans in full and on time to avoid penalties. Use alternative ways of solving financial problems if unsure about repaying a loan.

Debt collection practices

We have no control over debt collection actions that lenders apply. The loan document specifies the methods used to collect past-due accounts. If the information is unavailable or unclear, discuss the matter directly with your lender. We are committed to ensuring that participating lenders use fair debt collection practices.